It is imperative that all events held have appropriate Public Liability Insurance to ensure the organising committees and their members are financially protected against loss should an incident occur.
Section 86 Committees of Council are covered by Council’s Public Liability Insurance while they operate within their delegation; this insurance does not cover the stallholders, performers, etc. of the event.
Council needs to be notified if it is an event is being held by a Section 86 Committee.
Contact Corporate Services Administrative Officer on 5494 1255.
Public Liability Insurance
If you are not insured, there are many ways you can gain appropriate cover just for the day of the event or the year. They are:
- contact your existing insurer
- Loddon Shire Council takes out a Public Liability Insurance policy that covers non-commercial casual hirers of Council owned or controlled facilities for small scale standalone events where the hirer does not have their own insurance cover. This cover does not extend beyond the hirer to any other parties involved in the events activities. This application can be completed online. Click below to start an application.
- Public Liability Insurance quotes for events or festivals where Council’s Insurance is not available can be obtained from the Community Insurance website: www.communityinsurance.net.au
Contractors, stallholders and performers must have their own public liability insurance (the cover must be valid for the duration of the event); a copy of their Certificate of Currently must be obtained to ensure that the event is covered. If you do not have insurance coverage, Loddon Shire Council takes out a public liability insurance policy that covers stallholders, artists and also any products they sell. This cover does not extend beyond the hirer to any other parties involved in the events activities. This application can be completed online. Click below to start an application.
Products Liability Insurance
If you are a stallholder who sells products including food you should ensure that your Public Liability Insurance cover also provides products liability cover.
If you are eligible to access the Council’s stallholder insurance cover this also covers products liability. A link is provided above to start an application.